ADVISOR RESPONSIBILITIES

• Notify you of potential opportunities in the market

• Identify methods for minimizing your tax liability

• Complete confidentiality

• Provide you with timely investment updates
  within your portfolio

• Provide you with educational symposiums

• Professional and timely execution of all trades
  and orders

• Return client communications promptly

• Professional portfolio management

• Schedule periodic reviews (required at least annually)

CLIENT RESPONSIBILITIES

• Contact us if you don’t understand your statement when you receive it

• Contact us if you have any concerns about your investments

• Contact us if you hear about any potential opportunities in the marketplace

• Return phone calls and mailings from our office in a timely fashion

• Inform us of any changes in your personal contact information, including employment, family or financial status

• Provide statements and tax basis of all investments not through OFC, as well as latest federal tax return

• Provide us with both positive and negative feedback as to how we can better serve you

• When we meet your expectations, help us grow our business!